Question

In case I buy any electronic stuff under EMI scheme which is asking to pay some processing / paperwork charges and while repayment asking only actual price of that thing.. is that halaal?

Answer 1

Ref. No. 40/800

In the name of Allah the most Gracious the most Merciful

The answer to your question is as follows:

If it is true that you are not paying any interest then it is allowable.

And Allah knows best

Darul Ifta

Darul Uloom Waqf Deoband