In the name of Allah the most gracious the most merciful
The answer to your question is as follows:
Taking loan is not allowed in normal conditions. However, if one takes loan in a dire need, or to protect oneself from falling prey to transgressors etc., it may be allowable. But it requires much caution before proceeding ahead. If you think it is necessary to take loan, then you have to write your necessities to Darul Ifta so that we can suggest if you can take interest-based loan or not. You must not name your desire as a necessity.
And Allah knows best
Darul Uloom Waqf Deoband