Ref. No. 40/1087
In the name of Allah the most Gracious the most Merciful
The answer to your question is as follows:
It may be allowable to avail the aforesaid facilities. If you are not in need, you had better to give it to needy ones. In the state of a dire need, you too are allowed to use it.
And Allah knows best
Darul Ifta
Darul Uloom Waqf Deoband