Ref. No. 41/958
In the name of Allah the most Gracious the most Merciful
The answer to your question is as follows:
Bank serves its customers and in return it levies charges as service fees which are allowable in Shariah. The interest money can be given in unlawful charges but these charges are not considered unlawful in Shariah. Thus it is not allowed to pay interest money in ATM and credit card and bank’s service charges. But the minimum account balance penalty would be considered unlawful in shariah. Hence one maybe allowed using interest money received from bank to pay its maintenance fees.
And Allah knows best
Darul Uloom Waqf Deoband